Loss of use coverage pays for alternative living arrangements when a home is temporarily uninhabitable.Open perils coverage provides financial protection from damage caused by wind, lightning and fire.Identity theft protection from National General covers up to $15,000 in legal fees and other costs associated with identity theft.Green upgrades pay for upgrades from traditional appliances to energy-efficient ones.Possessions coverage provides payments to replace homeowners’ possessions both inside and outside their homes.
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